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by Tony Novak, CPA, MBA, MT     September 3, 2011



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The content on this Web page is maintained by consumer finance writer Tony Novak. Comments, feedback, questions and corrections are welcome to help keep content relevant and up-to-date. Contact the author directly by e-mail, on Twitter or through the contact information included on his Web site.

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 Opinions expressed are the sole responsibility of the author and do not necessarily represent the opinion of Freedom Benefits Association or any other person, company or entity mentioned. Freedom Benefits is not an agent, broker or navigator for any federal, state or commercial health insurance exchange. Information is from sources believed to be true but cannot be guaranteed.