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United States Fire Insurance Core Health Insurance enrollment

by Tony Novak, CPA, MBA, MT,   January 8, 2011

 

Core Health InsuranceThis article is meant to help distinguish between an online registration without insurance issued (for example, when a quote is requested) and an actual confirmation that coverage was issued on the Core Health Insurance Web site

After entering your name and email address online on the United States Fire Insurance Company Core Health Insurance Web site the plan administrator sends a confirmation email that included the phrase "Registration Complete - Core Health Insurance". This email can be misunderstood because it is not a confirmation that coverage is in force.

A separate email is sent to confirm that coverage is in force after completing the entire application and authorizing an initial payment. In the event that you begin an application online but do not complete it at the same time (for example if you do not include a bank card payment information) then the first e-mail will be sent but not the second.

Core Health Insurance online registration confirmation

This is the email sent after you enter your name and email on the Core Health Insurance Web site.

"Thank you for registering with the official Core Health Insurance website. We take pride in offering personalized service to consumers for their medical insurance needs.

You can log in anytime using the following credentials:

Username:

(usually your e-mail address)

Password:

xxxxxxxx

Log in to the Core Health Insurance Web Site

You can change your password after you log in by clicking the Profile tab.

The service center provides easy access to:

  • Billing options and alerts
  • Your policy, plan summaries, and extra benefits available
  • Frequently asked questions
  • 24/7 online support and extended hours for phone
  • ID Cards and online enrollment

Core Health Insurance provides limited medical indemnity plans which are designed and priced to help people gain access or save money on healthcare. Core Health Insurance provides coverage for your everyday healthcare needs. Plan options can include:

  • $30 Co-Pay* Doctor Office Visits (adult and child)
  • $30 Co-Pay* Wellness Visits (adult and child)
  • Hospital and ICU benefits
  • Emergency Benefits
  • Surgery and anesthesia benefits
  • Accident medical expenses and more
  • Single or Family coverage
  • Freedom to choose any provider (Doctor, Hospital)

* $30 co-pay in-network (or $30 deductible out-of-network). Network available through AUIC.

Plans start as low as $93 per month. There are many useful ways to use these plans. Learn More

The AUIC has teamed up with SASid and United States Fire Insurance Company to provide a national program offering affordable, guaranteed-acceptance, limited medical insurance tailored to the special needs of AUIC members.

Members of the Association of United Internet Consumers have access to a number of online discount programs to save money on retail items, prescription drugs, and access to educational materials. As a member of AUIC, you are eligible for exclusive rates and plans. Not an AUIC member? Click here to join".

Coverage in force confirmation email

Following is the e-mail message sent after a policy is approved and payment is received.

"On behalf of United States Fire Insurance Company, we are pleased to inform you that your Core Health Insurance application has been received, and your insurance ID number is FLM000000.

We will be mailing your plastic Identification cards via USPS within 1-3 business days. Your coverage is subject to all policy provisions, conditions, limitations and exclusions. If you have questions regarding your coverage for specific services, please review your certificate of insurance. This policy number does not guarantee that all services will be covered.

This policy is ongoing and payments will continue to post until we receive written notification of your request to cancel.

If any information you provided is incorrect or incomplete, please immediately notify us by replying to this e-mail or calling the Customer Service Department toll-free at 1-800-279-2290 (Mon-Fri 8:30 a.m. to 5:00 p.m. CST).

To access your application, certificate and id cards, sign up now for online account access. For security purposes, we do not email you your application or policy certificate. If you opted to send in your payment, your certificate and id card will be made available to you once your payment has been processed. Your online account will allow you the following and more:

  • View/Print your policy summary and certificate
  • View submitted payments
  • Sign up for email alerts
  • View submitted claims information
  • Submit questions

Click the link below to set up your account.

Set up your online account access"

If you have any questions as to whether your application was processed or if coverage is in force, contact the plan administrator at (800) 279-2290 or OnlineAdviser at onlineadviser@freedombenefits.net. More information about Core Health Insurance and Core Health Plus is available in a separate article.

 

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