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by Tony Novak, CPA, MBA, MT, NAHU certified consumer driven health care consultant, originally published 8/28/2011, updated 10/27/2011
When considering the importance of medical insurance, we should consider the most frequently incurred medical conditions that are likely to trigger an insurance claim, the most expensive medical conditions that require managed care over the long run, and - because a substantial potion of our total lifetime medical expenses are incurred in our final year of life- even the leading causes of death. These lists are compiled from various sources including reports by the Mayo Clinic, the U.S. Center of Disease Control and Prevention and the Department of Health and Human Services.
This list of the top ten medical conditions or reasons that individuals seek medical treatment as reported by UnitedHealthcare group, the nation's largest health insurance company.
The rankings of top fatal medical conditions are slightly different. In the U.S., according to the Mayo clinic, the top 11 causes of death are:
Suicide is more common in men, ranking #8 leading cause of death for men but #13 for women. Because of the split ranking, we added it as #11 in this "top ten" list. Unfortunately the suicide rate is rising more rapidly in women, according to a 2008 study.
The United States, as a whole, spends the most on these medical conditions:
This web site is independently owned and managed by Tony Novak operating under the trademarks "Freedom Benefits", "OnlineAdviser" and "OnlineNavigator". Opinions expressed are the sole responsibility of the author and do not represent the opinion of any other person, company or entity mentioned. Tony Novak is not an agent, broker, producer or navigator for any federal or state health insurance exchange but may provide uncompensated advice, reviews and referrals to these official resources. Novak is compensated as an accountant, adviser, affiliate consultant, marketer, reviewer, endorser, producer, lead generator or referrer to some of the other commercial companies listed on this site. Information is from sources believed to be reliable but cannot be guaranteed.