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We make it easy to get friendly, personal and independent help with health care reform questions with fast and free online support through OnlineNavigator.orgTM as well as Limited telephone support at (800) 609-0683. OnlineNavigator is an independent adviser service not acting as agent for any qualified health insurance marketplace and is not affiliated with any federal or state program.

Member Services:
462 Midland Rd #100
Janesville, WI 53546
(800) 279-2290
Billing and cancellation x07
Benefits and claim status x20
low cost health insurance


No medical underwriting
Simple and easy to understand schedule of benefits
Covers pre-existing medical conditions after six months
Benefits are paid directly to the insured person
Use any doctor or hospital

One of the lowest priced medical insurance plans for individuals and families that helps pay for some of the most common medical expenses like doctor visits, emergency room and lab tests. Benefits are paid directly to you. This insurance works best when combined with other catastrophic coverage. Guaranteed issue regardless of medical history.
low cost health insurance
Who is eligible?
Individuals living in AK, AL, AZ, DC, DE, GA, HI, IA, IL, IN, KY, MI, MO, MS, MT, ND, NE, OK, PA, RI, SC, TN, VA, WI and WY.   who are under age 65, not disabled and have not been admitted to a hospital within the past 12 months.
low cost health insurance
About the Insurance Company
Basic Health Insurance is
underwritten by
Markel Insurance Company and administered by SAS Insurance Services Inc.
Basic Health Insurance


1/7/2009 Basic Health Insurance issued by Markel Insurance Company led all other online health insurance enrollments here for the first week of 2010. This is the first time this occurred in Freedom Benefits' history and may be viewed as a negative indicator of consumers' ability or willingness to pay for health insurance. Basic Health Insurance provides a much lower level of coverage than traditional major medical insurance.


Product Review

This product has not recently been reviewed by Freedom Benefits. If you wish to submit comments to be incorporated into the review, please e-mail us. We appreciate your feedback.


This product has not recently been reviewed by Freedom Benefits.


This product has not recently been reviewed by Freedom Benefits.

Forms in PDF format for download

All available forms can be found by following the quote and enrollment link above.


Mission Statement| Editorial Policy| Privacy Policy| About Freedom Benefits| News| Investors

This web site is independently owned and managed by Tony Novak operating under the trademarks "Freedom Benefits", "OnlineAdviser" and "OnlineNavigator". Opinions expressed are the sole responsibility of the author and do not represent the opinion of any other person, company or entity mentioned. Tony Novak is not an agent, broker, producer or navigator for any federal or state health insurance exchange but may provide uncompensated advice, reviews and referrals to these official resources. Novak is compensated as an accountant, adviser, affiliate consultant, marketer, reviewer, endorser, producer, lead generator or referrer to some of the commercial companies listed on this site. Information is from sources believed to be reliable but cannot be guaranteed.