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 OnlineAdviser Tony Novak  800-609-0683     Support options    Site map  
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OnlineNavigator insurance enrollment supportNeed help?

We make it easy to get friendly, personal and independent help with health care reform questions with fast and free online support through OnlineNavigator.orgTM as well as Limited telephone support at (800) 609-0683. OnlineNavigator is an independent adviser service not acting as agent for any qualified health insurance marketplace and is not affiliated with any federal or state program.

Member Services:
462 Midland Rd #100
Janesville, WI 53546
(800) 279-2290
low cost health insurance


Low cost stand-alone discount plan
3 different plans to help reduce costs not covered by your insurance
450,000 providers nationally with quick online lookup feature
Discounts typically average 5% to 50% of the cash price, but variations are expected.
One card can be used for the entire family


This preferred provider discount card can be uses with 450,000 providers nationwide to reduce out-of-pocket health care for people who do not have comprehensive health insurance. Three affordable plans available: a dental vision and Rx plan (about $10 per month), medical plan for doctors and hospitals (about $24 per month, and a complete plan (about $30 per month). 
read more, and get a card online
low cost health insurance
Who is eligible?
Anyone can use this card without charge although if your health insurance plan already has a built-in preferred provider pricing benefit then it may not make sense to use BeniCard. 
low cost health insurance
This is a preferred provider discount price card and does not provide any insurance and does not make payments to medical providers.

Product Review

This product has not recently been reviewed by Freedom Benefits. If you wish to submit comments to be incorporated into the review, please e-mail us. We appreciate your feedback.


This product has not recently been reviewed by Freedom Benefits.


This product has not recently been reviewed by Freedom Benefits.

Forms in PDF format for download

All available forms can be found by following the quote and enrollment link above.


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This web site is independently owned and managed by Tony Novak operating under the trademarks "Freedom Benefits", "OnlineAdviser" and "OnlineNavigator". Opinions expressed are the sole responsibility of the author and do not represent the opinion of any other person, company or entity mentioned. Tony Novak is not an agent, broker, producer or navigator for any federal or state health insurance exchange but may provide uncompensated advice, reviews and referrals to these official resources. Novak is compensated as an accountant, adviser, affiliate consultant, marketer, reviewer, endorser, producer, lead generator or referrer to some of the commercial companies listed on this site. Information is from sources believed to be reliable but cannot be guaranteed.