Real people. Real choices.
 OnlineAdviser Tony Novak  800-609-0683     Support options    Site map  
"Personal help with important health insurance decisions"
Accident | Short Term | Critical Illness | Dental | Disability Income | Emergency | FB University | Group | Guaranteed Issue | HRA | HSA | High deductible | Immigrant | Individual | International | Life | Major Medical | Medigap | Mini-med | OnlineNavigator | Pre-existing Condition | PPO | Prescription | Small Business | Supplemental | Supplemental | Temporary | Telemedicine | Travel
OnlineNavigator insurance enrollment supportNeed help?

We make it easy to get friendly, personal and independent help with health care reform questions with fast and free online support through OnlineNavigator.orgTM as well as Limited telephone support at (800) 609-0683. OnlineNavigator is an independent adviser service not acting as agent for any qualified health insurance marketplace and is not affiliated with any federal or state program.

Member Services:
233 S Wacker Drive, Suite 700
Chicago, IL 60606
(800) 477-7990
low cost health insurance

Highlights of CeltiCare Insurance

Excellent choice for combination with a tax-saving Health Savings Account
Coverage renews year to year until cancelled for long term protection
Automatic monthly payment available
Access to the popular PHCS national network of preferred providers
No policy fee for online applications
Includes preventative benefits

A low cost renewable coverage for healthy individuals and families who need affordable high quality protection for the long term. Includes coverage for doctor visits, hospitalization and surgical fees, emergency coverage (both inside and outside  of the U.S.) and prescription drug coverage. 
low cost health insurance
Who is eligible?
Celtic Insurance is available only to individuals without significant ongoing medical issues.
Coverage and plans vary from state to state but coverage is available in all states except HI, KY, ME, MN, NJ, NY, ND, OR, RI, UT, VT, and WA.
low cost health insurance
About the Insurance Company
Celtic's mission is to provide financial protection against the cost of unexpected medical care and assuring freedom of choice in selecting cost-effective, medically appropriate health care.
CeltiCare major medical insurance

Product Review

Short introductory videos of the CeltiCare Preferred and the CelticSaver HSA plan are available online. This product has not recently been reviewed by Freedom Benefits. If you wish to submit comments to be incorporated into the review, please e-mail us. We appreciate your feedback.


This product has not recently been reviewed by Freedom Benefits.


This product has not recently been reviewed by Freedom Benefits.

Forms in PDF format for download

All available forms can be found by following the quote and enrollment link above.


Mission Statement| Editorial Policy| Privacy Policy| About Freedom Benefits| News| Investors

This web site is independently owned and managed by Tony Novak operating under the trademarks "Freedom Benefits", "OnlineAdviser" and "OnlineNavigator". Opinions expressed are the sole responsibility of the author and do not represent the opinion of any other person, company or entity mentioned. Tony Novak is not an agent, broker, producer or navigator for any federal or state health insurance exchange but may provide uncompensated advice, reviews and referrals to these official resources. Novak is compensated as an accountant, adviser, affiliate consultant, marketer, reviewer, endorser, producer, lead generator or referrer to some of the commercial companies listed on this site. Information is from sources believed to be reliable but cannot be guaranteed.