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Member Services:
462 Midland Rd #100
Janesville, WI 53546
(800) 279-2290
low cost health insurance


Lifetime coverage
No medical exam or blood test
Up to $50,000 coverage
Rates as low as $2.64 per month
Builds cash value
Online application takes only a few minutes - no agent appointment

Simple Whole Life Insurance

An easy permanent life insurance available completely online with no agent or medical appointment required. Preferred risk rates are available to applicants with no health issues. Standard rates apply with minor health setbacks or overweight The graded plan is designed to accommodate individuals who might not otherwise qualify for whole life insurance.
effective 5/12/2011, this product is no longer available
low cost health insurance
Who is eligible?
Available to applicants at least 6 months old and less than 65 years old to qualify for this insurance. GTL offers three plans based on demographics and health history: Preferred, Standard, and Graded. 
low cost health insurance
About the Insurance Company
Simple Whole Life Insurance is
underwritten by
Guarantee Trust Life Insurance Company and administered by SAS Insurance Services Inc.

Simple Whole Life Insurance

Product Review

This product is no longer available. If you wish to submit comments to be incorporated into the review, please e-mail us. We appreciate your feedback.


This product is no longer available.


This product is no longer available.

Forms in PDF format for download

Policyholder service forms are available only through GTL's policyholder service offices.


editorial information
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This Web site is independently owned and operated by Tony Novak, CPA, MBA, MT. Tel. (800) 609-0683, Email Opinions expressed are the sole responsibility of the author and do not necessarily represent the opinion of Freedom Benefits Association or any other person, company or entity mentioned. Information is from sources believed to be true but cannot be guaranteed. Any tax advice in this communication including attachments and linked resources cannot be used by the taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer.