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We make it easy to get friendly, personal and independent help with health care reform questions with fast and free online support through OnlineNavigator.orgTM as well as Limited telephone support at (800) 609-0683. OnlineNavigator is an independent adviser service not acting as agent for any qualified health insurance marketplace and is not affiliated with any federal or state program.

Member Services:
UnitedHealthcare/Golden Rule
7440 Woodland Drive
Indianapolis, IN 46278
(800) 926-7602
low cost health insurance


$35 Co-pay Select plans limits out-of-pocket cost for doctors visits
High deductible options available to lower costs
No additional cost to ad a Health Savings Account
Optional compatibility with Health Savings Accounts
A low cost short term medical insurance coverage option for protection up to a year

UnitedHealthcare / Golden Rule Major Medical Insuranceget a quote for United Healthcare Insurance

UnitedHealthcare individual medical insurance is no longer available through Freedom Benefits Insurance Exchange. We are pleased to refer individual medical insurance through Celtic Insurance Company.
low cost health insurance
Who is eligible?
Preferred risk and healthy applicants with a normal height /weight body build living in AL, AK, AR, AZ, CO, CT, DC, DE, FL, GA, IL, IN, IA, KS, KY, LA, MD, MI, MS, MO, NC, NE, NM, NV, OH, OK, PA, SC, SD, TN, TX, VA, WI, WV and WY.  
low cost health insurance
About the Insurance Company
UnitedHealthcare provides a full spectrum of consumer-oriented health benefit plans and services to individuals, public sector employers and businesses of all sizes, including more than half of the Fortune 100 companies.
UnitedHealthcare insurance

Product Review

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Forms in PDF format for download

All available forms can be found by following the quote and enrollment link above.

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This web site is independently owned and managed by Tony Novak operating under the trademarks "Freedom Benefits", "OnlineAdviser" and "OnlineNavigator". Opinions expressed are the sole responsibility of the author and do not represent the opinion of any other person, company or entity mentioned. Tony Novak is not an agent, broker, producer or navigator for any federal or state health insurance exchange but may provide uncompensated advice, reviews and referrals to these official resources. Novak is compensated as an accountant, adviser, affiliate consultant, marketer, reviewer, endorser, producer, lead generator or referrer to some of the commercial companies listed on this site. Information is from sources believed to be reliable but cannot be guaranteed.