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Key Data:
Address: P.O. Box 100102 Columbia, SC 29202-3102
Home Office Phone: 800-753-0404
A.M. Best Company Rating: A+ (Superior)
Size: $312 million total annual premiums
low cost health insurance

Companion Life Insurance Company

Companion Life specializes in group insurance and supplemental insurance products for employee groups of 2 or more. It's products include group term life insurance, dental insurance, vision insurance, long and short term disability income protection, and medical excess loss coverage. Companion Life operates in 45 states and D.C. and is a member of the Blue Cross and Blue Shield of South Carolina group of insurance companies.

Companion Life Insurance underwrites group health and disability insurance products.

Comments and Reviews

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March 24, 2011 - Companion Life Insurance relayed a message through the distributor that Value Access Guarantee is not an insurance plan that there were concerns about marketing or representations here on this Web page. Formerly, this page identified Companion Life as the insurer for that product; that is not correct. The Value Access product has been removed from this Companion Life Insurance Company profile and we will announce to those who may have been affected that Value Access Guarantee is an association plan and not an insurance plan.

October 14, 2010 - Children up to age 26, regardless of marital status or whether the young adult attends school, may remain covered under a parent's group dental or vision plan. The change is effective immediately on all Companion Life dental and vision policies nationwide. Previously, coverage was extended to young adults on a parent's policy only up until age 19, unless the young adult was a full-time student. The change coincides with a requirement in the federal Patient Protection and Affordable Care Act that requires health insurance plans to cover adults up to age 26 via a parent's policy. The federal law does not require dental and vision plans to extend coverage up to age 26, but Companion Life elected to match the dependent-age requirement in health plans to provide added value for policyholders. "Many young adults who have moved away from home or recently graduated from college do not have access to affordable dental and vision benefits," said J.C. Preas, vice president, field marketing, for Companion Life. "Extending coverage up to age 26 through a parent's policy will allow more young people to get the care they need."

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This web site is independently owned and managed by Tony Novak operating under the trademarks "Freedom Benefits", "OnlineAdviser" and "OnlineNavigator". Opinions expressed are the sole responsibility of the author and do not represent the opinion of any other person, company or entity mentioned. Tony Novak is not an agent, broker, producer or navigator for any federal or state health insurance exchange but may provide uncompensated advice, reviews and referrals to these official resources. Novak is compensated as an accountant, adviser, affiliate consultant, marketer, reviewer, endorser, producer, lead generator or referrer to some of the other commercial companies listed on this site. Information is from sources believed to be reliable but cannot be guaranteed.