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Regulation: Lloyd's is regulated by the United Kingdom Financial Services Authority (FSA), under the Financial Services and Markets Act 2000. The FSA also regulates Lloyd's managing agents, members' agents and Lloyd's brokers. Insurance is provided through individual syndicates of Lloyd's rather than a single corporate entity.
Financial Rating: Because the structure of Lloyd's is entirely different than U.S. insurance companies, a comparison based on familiar benchmarks is not meaningful. For example, Lloyd's syndicates are not rated by A.M. Best Company. For more information, see Lloyd's Web site.
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May 1, 2012 - All Liaison Majestic and Wander Frequent Traveler new policies will be underwritten by Certain Underwriters at Lloyd's of London. Any existing Liaison Majestic and Wander Frequent Traveler policies will move to Certain Underwriters at Lloyd's of London upon their renewal date. All benefit limits will remain the same, with the exception of terrorism on Wander Frequent Traveler. Insureds will receive a new certificate number and a copy of the new certificate. The policy length will change from 12 months to 364 days, and premiums will increase.
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