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is an independent adviser service offering free online support about any health reform issue. OnlineNavigator is not acting as agent for any qualified health insurance marketplace and is not affiliated with any federal or state programs. This service is available online 24/7 through email and social media sites usually with same day response. See the web site for details on privacy policy and terms of service.

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Key Data:
Address: 5995 Plaza Drive Cypress, CA 90630
Phone: 714-226-3876
A.M. Best Company Rating: A- (Excellent)
Size: $434 million total annual premiums
Parent Company is UnitedHealth Group  (NYSE: UNH)
low cost health insurancePacifiCare Life and Health Insurance Company

PacifiCare Life and Health Insurance Company

A member of the UnitedHealthcare group of companies, PacifiCare serves more than 3 million health plan members and approximately 10 million specialty plan members nationwide. As one of the nation's largest consumer health organizations, PacifiCare offers a variety of consumer-driven health care and insurance products for individuals, employers, and Medicare beneficiaries.

This company is licensed in AL, AK, AZ, AR, CA, CO, CT, DC, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. This company is one of 14 related insurance operating under the name of Pacificare primarily in the western states although some products are available in a wider basis.

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This web site is independently owned and managed by Tony Novak operating under the trademarks "Freedom Benefits", "OnlineAdviser" and "OnlineNavigator". Opinions expressed are the sole responsibility of the author and do not represent the opinion of any other person, company or entity mentioned. Tony Novak is not an agent, broker, producer or navigator for any federal or state health insurance exchange but may provide uncompensated advice, reviews and referrals to these official resources. Novak is compensated as an accountant, adviser, affiliate consultant, marketer, reviewer, endorser, producer, lead generator or referrer to some of the other commercial companies listed on this site. Information is from sources believed to be reliable but cannot be guaranteed.