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We make it easy to get friendly, personal and help with health care reform questions with two fast and free support options:

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OnlineNavigator
is an independent adviser service offering free online support about any health reform issue. OnlineNavigator is not acting as agent for any qualified health insurance marketplace and is not affiliated with any federal or state programs. This service is available online 24/7 through email and social media sites usually with same day response. See the web site for details on privacy policy and terms of service.

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Key Data:
Address: 485 Madison Ave., 6th Fl., New York, NY 10022
Phone: 212-355-4141
A.M. Best Company Rating: A- (Excellent)
Size: $279 million total annual premiums
Parent Company is Independence Holding Company  (NYSE: IHC).
low cost health insuranceStandard Security Life Insurance

Standard Security Life Insurance Company of New York

Standard Security Life is licensed in all 50 states and the District of Columbia to provide various lines of life, health, and disability insurance including employer medical stop-loss, small group major medical insurance, disability benefit law (in New York state), short-term medical insurance, HMO Reinsurance and Provider Excess Loss coverage and group term life products.

In the health insurance field, this company is best known as the underwriter for the series of four popular "Secure" short term medical insurance products available throughout most of the United States: "Secure STM", "Secure Lite", and "Secure Saver".

"Secure Dental One" is among the most popular individual dental insurance plans.

Comments and Reviews

A sample policy certificate for Secure STM is available for review.


News

11/22/2011 A.M. Best Company reaffirmed the financial security rating of A- (Excellent) and the outlook to "Stable" for IHC Holdings Inc. and each of its insurance companies including Standard Security Life Insurance Company of New York.

11/23/2010 A.M. Best Company reaffirmed the financial security rating of A- and upgraded the outlook to "Stable" for IHC Holdings Inc. and each of its insurance companies including Standard Security Life Insurance Company of New York.

10/28/2010 Jeff Smedsrud, senior vice president and chief strategy officer for Independence Holding Company, has been a leading voice in national health reform. Today he gave an eloquent and persuasive interview to A.M. Best on the benefits to consumers on allowing smaller insurance companies like Standard Security Life to complete against larger companies and the value of scheduled benefit or mini-med plans (like Standard Security Life's  Secure STM) as an alternative to expense incurred (major medical) plans. The interview can be heard online in its entirety.


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This web site is independently owned and managed by Tony Novak operating under the trademarks "Freedom Benefits", "OnlineAdviser" and "OnlineNavigator". Opinions expressed are the sole responsibility of the author and do not represent the opinion of any other person, company or entity mentioned. Tony Novak is not an agent, broker, producer or navigator for any federal or state health insurance exchange but may provide uncompensated advice, reviews and referrals to these official resources. Novak is compensated as an accountant, adviser, affiliate consultant, marketer, reviewer, endorser, producer, lead generator or referrer to some of the other commercial companies listed on this site. Information is from sources believed to be reliable but cannot be guaranteed.