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Key Data:
Address: 1801 Watermark Drive, Suite 100 Columbus, OH 43215
Phone: (614) 487-9680
A.M. Best Company Financial Strength Rating: B+ (Good)

The Order of United Commercial Travelers of America (UCT)

United Commercial Travelers dental insuranceThe Order of United Commercial Travers of America (UCT) is a fraternal benefits society that serves a dual purpose. UCT offers members a unique chance to unite with others who want to get involved and impact their communities. At the same time we offer members affordable insurance and support and savings through member benefit programs. Fraternal benefit societies operate through councils, chapters or lodges. We exist for the good of our local communities and the benefit of our members.

Freedom Benefits is pleased to offer UCT dental/vision/hearing plan throughout the United States in all locations where the plan is available. See the secure online enrollment site for more information and to become a UCT member.

Comments and Reviews

A.M. Best Company reports that Medicare supplement policies that comprise about 87% of net premiums written and nearly two-thirds of inforce business has kept UCT’s business profile narrow. In response to enhance its narrow business profile, UCT has focused on implementing a strategic plan to diversify its product portfolio, established a new agency force with a focus on selling new product offering and redefining its focus on community service to promote active membership and attract new, younger members. As UCT introduces new products to provide product diversification, it may be challenged to grow these lines of business profitably, while preserving its capital position until these products gain scale.

In 1947 UCT won an important Supreme Court case that established the legitimacy of fraternal organizations for the distribution of insurance benefits. (Order of United Commercial Travelers of America v. Wolfe - 331 U.S. 586).


July 26, 2012 - Freedom Benefits is pleased to become a national distributor for The Order of United Consumer Travelers of America benefit plans after testing consumer response to this benefit plan earlier in the year. We believe that this is the most competitive dental/vision/hearing available to individual purchasers today.  Additionally, the fraternal organization design offers a viable alternative to commercial insurance carriers. The longstanding reputation of UCT combined with the benefits that reward long term members make this out top recommendation for individuals who need this type of supplemental coverage.

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This web site is independently owned and managed by Tony Novak operating under the trademarks "Freedom Benefits", "OnlineAdviser" and "OnlineNavigator". Opinions expressed are the sole responsibility of the author and do not represent the opinion of any other person, company or entity mentioned. Tony Novak is not an agent, broker, producer or navigator for any federal or state health insurance exchange but may provide uncompensated advice, reviews and referrals to these official resources. Novak is compensated as an accountant, adviser, affiliate consultant, marketer, reviewer, endorser, producer, lead generator or referrer to some of the other commercial companies listed on this site. Information is from sources believed to be reliable but cannot be guaranteed.