with OnlineNavigator personal support
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"Exercise your freedom to choose affordable reliable health insurance benefit plans"
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Insurance help resources available 

OnlineNavigatorTM serviceFreedom Benefits affordable health insurance

Personal professional help is available from an independent benefits advisor though OnlineNavigator service. This service is available free of charge for all insurance and related benefit plans displaying the OnlineNavigator logo.

Telephone - OnlineNavigator offers limited live telephone support during east coast business hours. This support is limited to inbound calls. Advisers are not permitted to make outbound calls or return telephone messages specifically related to this service. See the product page for the best telephone number.

E-mail - Support is available 24/7 by e-mail at Mobile device users can access the same service at See the OnlineNavigator Terms of Service for more details.
Live Chat - coming soon.

Insurance administrators
The plan administrator handles all member services issues like application processing, premium billing, claims processing and policyholder communications. Administrators do not handle pre-enrollment questions.

State insurance departments

Your state insurance department is the best source of information about the laws in your state, mandated benefits, high risk insurance pools, subsidized insurance and welfare type health insurance.
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This web site is independently owned and managed by Tony Novak operating under the trademarks "Freedom Benefits", "OnlineAdviser" and "OnlineNavigator". Opinions expressed are the sole responsibility of the author and do not represent the opinion of any other person, company or entity mentioned. Tony Novak is not an agent, broker, producer or navigator for any federal or state health insurance exchange but may provide uncompensated advice, reviews and referrals to these official resources. Novak is compensated as an accountant, adviser, affiliate consultant, marketer, reviewer, endorser, producer, lead generator or referrer to some of the other commercial companies listed on this site. Information is from sources believed to be reliable but cannot be guaranteed.