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Independence Holdings Group (IHC) Product Lineup for 2016



Health plans are changing constantly and sometimes it is difficult to follow the lineup of what products are available and what states have approved them for sale. One of the consistently highest quality supplemental health insurance product lines Freedom Benefits has offered are those from IHC Group. These are the products available for 2016. Not all products are available in all states but each of the products has been approved for sale by a large majority of state insurance departments. See the state pages or the quoting page for more information on state availability, pricing and coverage limitations. We expect that other IHC plans will be offered through Freedom Benefits soon.



Temporary health insurance for 30 days to 6 months.

Secure STM (the standard short term medical insurance plan)


Secure Lite STM (a lower cost plan with higher out-of-pocket risk)



Prescription drugs: $10 generic and $20 preferred brand name.

Rx Pay Card



Dental insurance for you and your family.



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This web site is independently owned and managed by Tony Novak operating under the trademarks "Freedom Benefits", "OnlineAdviser" and "OnlineNavigator". Opinions expressed are the sole responsibility of the author and do not represent the opinion of any other person, company or entity mentioned. Tony Novak is not an agent, broker, producer or navigator for any federal or state health insurance exchange but may provide uncompensated advice, reviews and referrals to these official resources. Novak is compensated as an accountant, adviser, affiliate consultant, marketer, reviewer, endorser, producer, lead generator or referrer to some of the other commercial companies listed on this site. Information is from sources believed to be reliable but cannot be guaranteed.