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We make it easy to get friendly, personal and independent help with health care reform questions with fast and free online support through OnlineNavigator.orgTM as well as Limited telephone support at (800) 609-0683. OnlineNavigator is an independent adviser service not acting as agent for any qualified health insurance marketplace and is not affiliated with any federal or state program.

Member Services:
Seven Corners
303 Congressional Boulevard
Carmel, IN 46032
(800) 690-6295
low cost health insurance


Up to $5 million coverage available
Annually renewable
Includes maternity coverage

Reside Worldwide is ideal for international citizens residing in foreign countries who desire the flexibility to travel with the highest quality continuous renewable medical insurance protection.

low cost health insurance
Who is eligible?
This insurance program is available to individuals under age 75 travelling outside of their home country.
low cost health insurance
About the Insurance Company
Reside worldwide medical insurance is issued by Certain Underwriters of Lloyd's London and administered by Seven Corners.
Reside international medical insurance 

Product Review

Reside Worldwide offers seamless coverage throughout the world. With extensive international and U.S. provider networks and an assistance team that is available 24/7 365 days a year, you are protected anywhere and anytime.

 If you wish to submit comments to be incorporated into the review, please e-mail us. We appreciate your feedback.


Provides U.S. style medical insurance on a worldwide basis. Lloyd's of London provides the highest possible level of assurance, name recognition and policyholder confidence.

Worldwide scheduled benefit insurance is more cost effective than international major medical insurance.

Child-only coverage is available.


This is a scheduled benefits policy, not a major medical insurance. (Reside Prime Worldwide is available for those who prefer a major medical policy).

The  name recognition and reputation of Lloyds of London has been an important consumer attraction for this insurance. Beginning in November 2012, policies issues in some countries outside the U.S. are now issued by Tramont Insurance Company where Lloyd's is not licensed to conduct business. While Tramont Insurance Company is a financially solid entity, it does not enjoy the same  consumer name recognition. See this press release for more information.

This policy is medically underwritten. Those with significant pre-existing medical conditions will not be accepted.

Forms in PDF format for download

All available forms can be found by following the quote and enrollment link above.

Summary page

Schedule of Benefits


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This web site is independently owned and managed by Tony Novak operating under the trademarks "Freedom Benefits", "OnlineAdviser" and "OnlineNavigator". Opinions expressed are the sole responsibility of the author and do not represent the opinion of any other person, company or entity mentioned. Tony Novak is not an agent, broker, producer or navigator for any federal or state health insurance exchange but may provide uncompensated advice, reviews and referrals to these official resources. Novak is compensated as an accountant, adviser, affiliate consultant, marketer, reviewer, endorser, producer, lead generator or referrer to some of the commercial companies listed on this site. Information is from sources believed to be reliable but cannot be guaranteed.