Indiana health insurance tips


Indiana insurance law and regulation

The Indiana Department of Insurance Web site publishes the annual HMO report card as well as a compilation of consumer complaint data about insurance companies. The Web site contains a link to the Healthy Indiana Plan (HIP) for low income adults but has not yet developed resources to help most individuals find commercial low cost health plans like mini-med or core coverage, specific illness policies, Supplemental Accident Insurance and basic health insurance.

News that affects your health insurance and planning

May 26, 2019 – Status of alternative non-ACA health plans: Indiana does not require individuals to maintain adequate health coverage. The state provides no premium or cost-sharing subsidies for individual market coverage, permits insurers to sell non-compliant transitional policies in the individual market and limits the sale of short-term coverage more strictly than the federal government by limiting the initial contract duration of underwritten short-term coverage to 6 months.

March 21, 2019 – Indiana University and Riley Children’s Health are cited for best-in-class mental health and behavioral care. This network is the only pediatric research hospital in the state, ranked among the top hospitals in the nation in eight categories of specialized healthcare for children.

November 24, 2018 – Indiana’s CareSource, said the insurer projects a 5 percent to 8 percent decrease in its Affordable Care Act plan sales during open enrollment, which began Nov. 1 and will run through Dec. 15.  This is the sixth year for Affordable Care Act enrollment, and the second straight year that CareSource and Ambetter from MHS are the only participating insurers in Indiana. Between them, they enrolled more than 147,000 Indiana residents in the marketplace last year.

The history of health care planning in Indiana (Information is outdated and links may be expired)

The state insurance department can be reached by telephone at (317)-232-5695 or by mail at 311 West Washington Street #300, Indianapolis IN 46204. The state children’s health insurance plan (CHIP) Web site is Indiana Children’s health Insurance Plan.