New small business HRAs increase options but raise privacy concerns

A range of new federal regulations open the door for resurgence of small business Health Reimbursement Arrangements (HRAs) for 2020. These low cost

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, high efficiency health plans have been mostly dormant since the passage of the Affordable Care Act. The new plans offer the potential of lower costs

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, lower taxes and increased employee satisfaction. But they also bring legal risks and privacy concerns for the employees of small businesses.

HRAs vary from one employer to the next and are highly customizable. That makes it difficult to make blanket statements about their effectiveness in all small business situations. It is best to consider the options and benefits on a case by case basis. Freedom Benefits founder Tony Novak CPA explains more in this short video:

A free no-obligation consultation is available to discuss the options for your business. Please use the chat link on the bottom right corner to request follow-up or click here to schedule a call.

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